Vega Melinda

the budget is a plan for your future income and expenses that you can use as a guideline for spending and saving. With a budget, you can look at spending and income for 1 day, 1 month, 1 year, and so on. the budget can be used to minimize the cost of less important and increase our savings. Why have a budget so important? Because it can help you: Avert a financial crisis. Get the most from your money. You can save money for the future I think the effect of making the budget is on the positive side, the budget we can see where your money is going and what the money was. But on the negative side, if you create a budget amount that is not in accordance with your expenditure then automatically you have to add more money. , In this regard, an important cost amount should be increased to avoid the difference between revenue and expenditure. Simple Steps to make a budget 1. Grouping expenses 2. Make two budgets for spending on essentials such as water, electricity, rent and

Making decision is very important in our lives. Making decisions is where we chose the alternative of some alternative choices. In our lives, we would never make good decisions and bad. A decision we make can affect our future. In life we ​​need to make a decree that our actions in the future be more focused, to accelerate the resolution of the problem and to estimate the new problems that might arise from the alternative we choose. How to make decisions, namely 1. Identify the problem 2. Gather information and a list of possible alternatives 3. Consider the consequences of each alternative 4. choose the best course of action 5. Evaluating the results For example, when you want to work, but your parents want you to go to college. So, we must look for alternatives so that we can work and study. we can create an alternative that we study at night and work in the morning or by working for 2 years and then after that lecture. Of the two options, we can choose the alternative t