the budget is a plan for your future income and expenses that you can use as a guideline for spending and saving. With a budget, you can look at spending and income for 1 day, 1 month, 1 year, and so on. the budget can be used to minimize the cost of less important and increase our savings. Why have a budget so important? Because it can help you:
- Avert a financial crisis.
- Get the most from your money.
- You can save money for the future
I think the effect of making the budget is on the positive side, the budget we can see where your money is going and what the money was. But on the negative side, if you create a budget amount that is not in accordance with your expenditure then automatically you have to add more money. , In this regard, an important cost amount should be increased to avoid the difference between revenue and expenditure.
Simple Steps to make a budget
1.
Grouping expenses
2.
Make two budgets for spending on essentials such as water, electricity, rent and
so forth and additional expenses such as buying gifts, eating in restaurants
and so on.
3.
Calculate your expenses.
4.
Subtract between revenue and expenditure
5.
If you feel you are too great spending, then you must reduce spending.
6.
In making a budget, do not forget to set aside money to be saved
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