Credit

Credits are bills to be paid by the person for performing loans to other parties that must be repaid within a specified period.

Function Credit is

1.             Improve the usability of money

2.             Improve traffic circulation and money

3.             economy stabilitas tool

4.             Improving international relations

5.             Improve the distribution of income

6.             As a motivator and a dynamic trade and economic activities

7.             Capital increase of the company

8.             Can improve the IPC (income per capita) community

9.             Changing the way people think and act in order to have economic value

those who will give credit is

1.             Investor

if you have a company and our company is in crisis and you will borrow funds from investors to make a deal. Typically such agreements may take the form of shares.

2.             Bank

if you borrow money in the bank, so the bank can provide credit interest on your loan that must be repaid within a specified period.

3.             Friend

you can borrow with your friends. In the agreement there will be an agreement between two parties.

4.             Family

You can also borrow from family. Agreements that do usually closed because this borrow loans made by people who are still a family with a lender.

Loans made by the bank may experience congestion. Therefore, how to resolve bad loans is

1.             Analysis of the right

This can be done by looking at several factors, such as: nature or personality, ability to pay the installments, earnings, financial condition of the debtor, credit guarantees proposed, predictions about the barriers and bottlenecks that credit will be given.

2.             Monitoring

banks are required to monitor the use of these funds, see economic development and business debtors directly.

3.             Make sure the bail conditions

if at any time there is bad credit, because it is very important to ensure the eligibility conditions and the value of assets used as collateral instrument.

How to get a car loan even if you have bad credit